{"id":3916,"date":"2023-12-05T07:07:23","date_gmt":"2023-12-05T07:07:23","guid":{"rendered":"https:\/\/sgs.kibu.ac.ke\/?p=3916"},"modified":"2025-11-21T09:20:55","modified_gmt":"2025-11-21T09:20:55","slug":"working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda","status":"publish","type":"post","link":"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/","title":{"rendered":"Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3916\" class=\"elementor elementor-3916\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3ded269c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3ded269c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1a20452\" data-id=\"1a20452\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-84d3485 elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"84d3485\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-37255b72\" data-id=\"37255b72\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-342017ee\" data-id=\"342017ee\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66df00ff elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"66df00ff\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4b4de38f\" data-id=\"4b4de38f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c66745f elementor-section-height-min-height elementor-section-content-middle elementor-section-boxed elementor-section-height-default\" data-id=\"c66745f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-75acbcad\" data-id=\"75acbcad\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d312c6b elementor-widget elementor-widget-heading\" data-id=\"2d312c6b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Student\u2019s Name: <br>\nMick Kawudha<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-2627d89c\" data-id=\"2627d89c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b9caaf9 elementor-widget elementor-widget-heading\" data-id=\"6b9caaf9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Supervisors:<br>\n1. Dr. Rashid Simiyu Fwamba<br>\n2. Dr. Arnety Makokha<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-2581d8f4\" data-id=\"2581d8f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1944bf71 elementor-widget elementor-widget-heading\" data-id=\"1944bf71\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Master in Business Administration (Finance Option)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c7f5a85 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c7f5a85\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6c636ac1\" data-id=\"6c636ac1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34102d43 elementor-widget elementor-widget-spacer\" data-id=\"34102d43\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-226d10c4\" data-id=\"226d10c4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-60430bd7 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"60430bd7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-57e89c59\" data-id=\"57e89c59\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e2c7d06 elementor-widget elementor-widget-heading\" data-id=\"1e2c7d06\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ABSTRACT<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e8927d elementor-widget elementor-widget-text-editor\" data-id=\"8e8927d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The study\u2019s general objective was to assess the relationship between Working Capital Management and Loan Portfolio Performance in commercial banks and microfinance institutions in Kampala, Uganda. The problem was that many reports have highlighted poor performance of financial institutions in Uganda. The average portfolio at risk, the risk coverage ratio and profitability showed a declining trend for the years 2021\/2022. Issues of weak Working Capital Management and deteriorating competitive strategies have been identified as possible constraints limiting financial institutions from achieving their intended performance objectives. Hence the study objectives were to examine the relationship between Payables Management and Loan Portfolio Performance in commercial banks and microfinance institutions in Kampala Uganda, to establish the relationship between Receivables Management and Loan Portfolio Performance in commercial banks and microfinance institutions in Kampala Uganda, to determine the relationship between Liquidity Management and Loan Portfolio Performance in commercial banks and microfinance institutions in Kampala Uganda and to assess the moderating effect of competitive strategies on the relationship between Working Capital Management and Loan Portfolio Performance in commercial banks and microfinance institutions in Kampala Uganda. The study adopted a descriptive survey research design and the use of quantitative data collection and analysis techniques based on a case study method. The population for this study comprised of 3,500 staff working in the commercial banks and microfinance institutions in Kampala Uganda from which a sample of 346 was chosen using a simple random sampling approach. A questionnaire was used to collect primary data. Data was analyzed using SPSS version 26 and correlation, regression, as well as descriptive statistics were generated. The relationship between Payables Management and Loan Portfolio Performance was found to be linear, positive and significant. The relationship between Payables Management and Loan Portfolio Performance was found to be linear, positive and significant. The findings of Pearson Correlation analysis, the relationship between Receivables Management and Loan Portfolio Performance was found to be linear, positive and significant, and there was a positive strong correlation between Liquidity Management and Loan Portfolio Performance. The beta coefficient of the interaction term was significant; implying existence of interaction. This implies that competitive strategy moderates the relationship between Working Capital Management and Loan Portfolio Performance. Basing on that it is recommended that these financial institutions need to streamline how credit lines, terms of purchase, bankers\u2019 cheques, book transfers, cash payments, international cheques as well as card and batch payments are made. It is important that financial institutions review their credit policies, credit terms, credit analysis as well as control and monitoring so as to ensure that their loan portfolios perform to the expected levels. Financial institutions should also strive towards proper management of liquidity such as being keen on liability maturity dates, their contingent commitment levels as well as the rates at which they borrow from other banks.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6724dbf6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6724dbf6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-36f49aa4\" data-id=\"36f49aa4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Student\u2019s Name: Mick Kawudha Supervisors: 1. Dr. Rashid Simiyu Fwamba 2. Dr. Arnety Makokha Master in Business Administration (Finance Option) ABSTRACT The study\u2019s general objective was to assess the relationship between Working Capital Management and Loan Portfolio Performance in commercial banks and microfinance institutions in Kampala, Uganda. The problem was that many reports have highlighted [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-3916","post","type-post","status-publish","format-standard","hentry","category-theses"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda - School of Graduate Studies<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda - School of Graduate Studies\" \/>\n<meta property=\"og:description\" content=\"Student\u2019s Name: Mick Kawudha Supervisors: 1. Dr. Rashid Simiyu Fwamba 2. Dr. Arnety Makokha Master in Business Administration (Finance Option) ABSTRACT The study\u2019s general objective was to assess the relationship between Working Capital Management and Loan Portfolio Performance in commercial banks and microfinance institutions in Kampala, Uganda. The problem was that many reports have highlighted [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/\" \/>\n<meta property=\"og:site_name\" content=\"School of Graduate Studies\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-05T07:07:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-21T09:20:55+00:00\" \/>\n<meta name=\"author\" content=\"kibabii\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"kibabii\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/\"},\"author\":{\"name\":\"kibabii\",\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/#\/schema\/person\/3c7b50037f622e72b7023aafee6ed8f8\"},\"headline\":\"Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda\",\"datePublished\":\"2023-12-05T07:07:23+00:00\",\"dateModified\":\"2025-11-21T09:20:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/\"},\"wordCount\":498,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/#organization\"},\"articleSection\":[\"Theses\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/\",\"url\":\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/\",\"name\":\"Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda - School of Graduate Studies\",\"isPartOf\":{\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/#website\"},\"datePublished\":\"2023-12-05T07:07:23+00:00\",\"dateModified\":\"2025-11-21T09:20:55+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/kibu.ac.ke\/sgs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/#website\",\"url\":\"https:\/\/kibu.ac.ke\/sgs\/\",\"name\":\"School of Graduate Studies\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/kibu.ac.ke\/sgs\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/#organization\",\"name\":\"School of Graduate Studies\",\"url\":\"https:\/\/kibu.ac.ke\/sgs\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/kibu.ac.ke\/sgs\/wp-content\/uploads\/2025\/11\/KIbabii-Logo.png\",\"contentUrl\":\"https:\/\/kibu.ac.ke\/sgs\/wp-content\/uploads\/2025\/11\/KIbabii-Logo.png\",\"width\":1220,\"height\":1100,\"caption\":\"School of Graduate Studies\"},\"image\":{\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/#\/schema\/person\/3c7b50037f622e72b7023aafee6ed8f8\",\"name\":\"kibabii\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/kibu.ac.ke\/sgs\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d1290ba6f5d0e2707a88baa0e2f5a00b8214d0c1dce43336da834b265d51f88f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d1290ba6f5d0e2707a88baa0e2f5a00b8214d0c1dce43336da834b265d51f88f?s=96&d=mm&r=g\",\"caption\":\"kibabii\"},\"sameAs\":[\"https:\/\/kibu.ac.ke\/sgs\"],\"url\":\"https:\/\/kibu.ac.ke\/sgs\/author\/kibabii\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda - School of Graduate Studies","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/","og_locale":"en_US","og_type":"article","og_title":"Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda - School of Graduate Studies","og_description":"Student\u2019s Name: Mick Kawudha Supervisors: 1. Dr. Rashid Simiyu Fwamba 2. Dr. Arnety Makokha Master in Business Administration (Finance Option) ABSTRACT The study\u2019s general objective was to assess the relationship between Working Capital Management and Loan Portfolio Performance in commercial banks and microfinance institutions in Kampala, Uganda. The problem was that many reports have highlighted [&hellip;]","og_url":"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/","og_site_name":"School of Graduate Studies","article_published_time":"2023-12-05T07:07:23+00:00","article_modified_time":"2025-11-21T09:20:55+00:00","author":"kibabii","twitter_card":"summary_large_image","twitter_misc":{"Written by":"kibabii","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/#article","isPartOf":{"@id":"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/"},"author":{"name":"kibabii","@id":"https:\/\/kibu.ac.ke\/sgs\/#\/schema\/person\/3c7b50037f622e72b7023aafee6ed8f8"},"headline":"Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda","datePublished":"2023-12-05T07:07:23+00:00","dateModified":"2025-11-21T09:20:55+00:00","mainEntityOfPage":{"@id":"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/"},"wordCount":498,"commentCount":0,"publisher":{"@id":"https:\/\/kibu.ac.ke\/sgs\/#organization"},"articleSection":["Theses"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/","url":"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/","name":"Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda - School of Graduate Studies","isPartOf":{"@id":"https:\/\/kibu.ac.ke\/sgs\/#website"},"datePublished":"2023-12-05T07:07:23+00:00","dateModified":"2025-11-21T09:20:55+00:00","breadcrumb":{"@id":"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/kibu.ac.ke\/sgs\/working-capital-management-and-loan-portfolio-performance-of-commercial-banks-and-microfinance-institutions-in-kampala-uganda\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kibu.ac.ke\/sgs\/"},{"@type":"ListItem","position":2,"name":"Working Capital Management and Loan Portfolio Performance of Commercial Banks and Microfinance Institutions in Kampala Uganda"}]},{"@type":"WebSite","@id":"https:\/\/kibu.ac.ke\/sgs\/#website","url":"https:\/\/kibu.ac.ke\/sgs\/","name":"School of Graduate Studies","description":"","publisher":{"@id":"https:\/\/kibu.ac.ke\/sgs\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kibu.ac.ke\/sgs\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kibu.ac.ke\/sgs\/#organization","name":"School of Graduate Studies","url":"https:\/\/kibu.ac.ke\/sgs\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kibu.ac.ke\/sgs\/#\/schema\/logo\/image\/","url":"https:\/\/kibu.ac.ke\/sgs\/wp-content\/uploads\/2025\/11\/KIbabii-Logo.png","contentUrl":"https:\/\/kibu.ac.ke\/sgs\/wp-content\/uploads\/2025\/11\/KIbabii-Logo.png","width":1220,"height":1100,"caption":"School of Graduate Studies"},"image":{"@id":"https:\/\/kibu.ac.ke\/sgs\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/kibu.ac.ke\/sgs\/#\/schema\/person\/3c7b50037f622e72b7023aafee6ed8f8","name":"kibabii","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kibu.ac.ke\/sgs\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d1290ba6f5d0e2707a88baa0e2f5a00b8214d0c1dce43336da834b265d51f88f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d1290ba6f5d0e2707a88baa0e2f5a00b8214d0c1dce43336da834b265d51f88f?s=96&d=mm&r=g","caption":"kibabii"},"sameAs":["https:\/\/kibu.ac.ke\/sgs"],"url":"https:\/\/kibu.ac.ke\/sgs\/author\/kibabii\/"}]}},"_links":{"self":[{"href":"https:\/\/kibu.ac.ke\/sgs\/wp-json\/wp\/v2\/posts\/3916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kibu.ac.ke\/sgs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kibu.ac.ke\/sgs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kibu.ac.ke\/sgs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kibu.ac.ke\/sgs\/wp-json\/wp\/v2\/comments?post=3916"}],"version-history":[{"count":3,"href":"https:\/\/kibu.ac.ke\/sgs\/wp-json\/wp\/v2\/posts\/3916\/revisions"}],"predecessor-version":[{"id":7805,"href":"https:\/\/kibu.ac.ke\/sgs\/wp-json\/wp\/v2\/posts\/3916\/revisions\/7805"}],"wp:attachment":[{"href":"https:\/\/kibu.ac.ke\/sgs\/wp-json\/wp\/v2\/media?parent=3916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kibu.ac.ke\/sgs\/wp-json\/wp\/v2\/categories?post=3916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kibu.ac.ke\/sgs\/wp-json\/wp\/v2\/tags?post=3916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}